Airbnb just moved the money, and it came out of your owner

Airbnb has replaced the old split service fee with a single host-only fee of 15.5%. It is charged on the whole booking, including the cleaning fee, and taken before anybody is paid. Guests no longer pay a separate fee at checkout.

The rollout ran in waves through 2026. Hosts who manage pricing through property management or channel management software were switched in April. Most hosts outside Europe follow on 15 September 2026.

Here is the part that matters to you. Because the fee comes off the booking before your commission, it lands on the owner, not on you. Every split you agreed before the change is now worth less to them than they think it is, and most of them have not done the arithmetic yet.

The calculator does the arithmetic and the argument

Type in one typical booking. It shows you the old model and the new one side by side, what the owner actually lost, and the commission you would have to drop to in order to make them whole. That last number is usually brutal, and that is the point. You cannot absorb this out of your fee and still have a business.

So it works out the other answer too: the nightly rate that puts the owner back where they were while your commission stays where it is. Then there is a letter on page 5 of the PDF that says all of that to the owner in plain words, with blanks for your numbers.

The owner statement is the thing nobody else sells

Airbnb does not produce an owner statement. Ask in the host community and you get told to download a CSV. So most co-hosts either build one in a spreadsheet at midnight, or send a screenshot and hope.

Pick a property and a month and this one fills itself in from your bookings: nights, gross, the platform fee, cleaning, your commission, and the amount being paid to the owner. Print it to PDF and send it. Same format every month.

Owners are not really choosing a commission rate. They are choosing whether they will have to chase you. A statement that arrives without being asked for is the cheapest trust you will ever buy.

What you actually get

A five-tab workbook that calculates: Setup, Fee change calculator, Bookings, Owner statement, Portfolio. It opens in Excel and imports straight into Google Sheets, and every formula was tested with real numbers before it shipped. Yellow cells are the ones you type in. The rest work themselves out.

Alongside it, a six-page fillable PDF: the co-hosting agreement with a platform-fee clause written for exactly this situation, a fee and payout schedule, the owner pitch one-pager, the fee change letter, a printed owner statement for owners who want paper, and a new property intake sheet.

Why the pitch one-pager is in here

Airbnb removes co-hosts' contact details from its community when they advertise, on the grounds that it is commercial promotion. You are expected to find owners, but not where the owners actually are. So the pack gives you one page you can hand over, email or print, built around the monthly statement rather than a percentage.

Who it is for

Co-hosts and small short-term rental managers running anywhere from one client to a dozen. If you are managing your own place only, this is more machinery than you need, and the Complete Host Suite is the better buy.

The agreement is a template and general information, not legal advice. Fee figures are the published rates at the time of writing, August 2026, and you should check the current rate for your account. The spreadsheet reports your numbers. It does not file anything or tell you what tax you owe.